What ₹10,000 a month can grow to
A SIP of ₹10,000 a month for 20 years at 12% could grow to ₹99.91 lakh, from ₹24 lakh that you put in. Returns are not guaranteed; the table shows a cautious, a middle and an optimistic rate.
| Period | You invest | At 10% | At 12% | At 14% |
|---|---|---|---|---|
| 5 years | ₹6,00,000 | ₹7.81 lakh | ₹8.25 lakh | ₹8.72 lakh |
| 10 years | ₹12,00,000 | ₹20.66 lakh | ₹23.23 lakh | ₹26.21 lakh |
| 15 years | ₹18,00,000 | ₹41.79 lakh | ₹50.46 lakh | ₹61.29 lakh |
| 20 years | ₹24,00,000 | ₹76.57 lakh | ₹99.91 lakh | ₹1.32 crore |
| 25 years | ₹30,00,000 | ₹1.34 crore | ₹1.9 crore | ₹2.73 crore |
| 30 years | ₹36,00,000 | ₹2.28 crore | ₹3.53 crore | ₹5.56 crore |
How long to reach ₹1 crore?
At 12% a year, ₹10,000 a month reaches ₹1 crore in about 21 years. With a 10% step-up every year, it gets there in about 16 years.
Change the amount, return or add a step-up in the SIP calculator.
Questions people ask
What is the return on a ₹10,000 SIP for 10 years?
At 12% a year, about ₹23.23 lakh from ₹12 lakh invested. At 10% it is ₹20.66 lakh.