What ₹2,000 a month can grow to
A SIP of ₹2,000 a month for 20 years at 12% could grow to ₹19.98 lakh, from ₹4.8 lakh that you put in. Returns are not guaranteed; the table shows a cautious, a middle and an optimistic rate.
| Period | You invest | At 10% | At 12% | At 14% |
|---|---|---|---|---|
| 5 years | ₹1,20,000 | ₹1.56 lakh | ₹1.65 lakh | ₹1.74 lakh |
| 10 years | ₹2,40,000 | ₹4.13 lakh | ₹4.65 lakh | ₹5.24 lakh |
| 15 years | ₹3,60,000 | ₹8.36 lakh | ₹10.09 lakh | ₹12.26 lakh |
| 20 years | ₹4,80,000 | ₹15.31 lakh | ₹19.98 lakh | ₹26.33 lakh |
| 25 years | ₹6,00,000 | ₹26.76 lakh | ₹37.95 lakh | ₹54.55 lakh |
| 30 years | ₹7,20,000 | ₹45.59 lakh | ₹70.6 lakh | ₹1.11 crore |
How long to reach ₹1 crore?
At 12% a year, ₹2,000 a month reaches ₹1 crore in about 33 years. With a 10% step-up every year, it gets there in about 27 years.
Change the amount, return or add a step-up in the SIP calculator.
Questions people ask
What is the return on a ₹2,000 SIP for 10 years?
At 12% a year, about ₹4.65 lakh from ₹2.4 lakh invested. At 10% it is ₹4.13 lakh.