What ₹5,000 a month can grow to
A SIP of ₹5,000 a month for 20 years at 12% could grow to ₹49.96 lakh, from ₹12 lakh that you put in. Returns are not guaranteed; the table shows a cautious, a middle and an optimistic rate.
| Period | You invest | At 10% | At 12% | At 14% |
|---|---|---|---|---|
| 5 years | ₹3,00,000 | ₹3.9 lakh | ₹4.12 lakh | ₹4.36 lakh |
| 10 years | ₹6,00,000 | ₹10.33 lakh | ₹11.62 lakh | ₹13.1 lakh |
| 15 years | ₹9,00,000 | ₹20.9 lakh | ₹25.23 lakh | ₹30.64 lakh |
| 20 years | ₹12,00,000 | ₹38.28 lakh | ₹49.96 lakh | ₹65.82 lakh |
| 25 years | ₹15,00,000 | ₹66.89 lakh | ₹94.88 lakh | ₹1.36 crore |
| 30 years | ₹18,00,000 | ₹1.14 crore | ₹1.76 crore | ₹2.78 crore |
How long to reach ₹1 crore?
At 12% a year, ₹5,000 a month reaches ₹1 crore in about 26 years. With a 10% step-up every year, it gets there in about 21 years.
Change the amount, return or add a step-up in the SIP calculator.
Questions people ask
What is the return on a ₹5,000 SIP for 10 years?
At 12% a year, about ₹11.62 lakh from ₹6 lakh invested. At 10% it is ₹10.33 lakh.